I turned 24 in January of 2016. I was ready to turn 24. I thought 23 hadn’t been that great (nobody likes you when you’re 23) and surely 24 would be better. The morning before I turned 24 I ended up in the ER with a really painful infection. I couldn’t travel to see the twin for our birthday. I could only stay in bed and let the pain meds ease the discomfort.
While I was living it, I thought that morning of excruciating pain was a farewell. A wave goodbye as I swiftly began my twenty-fourth year. I see those days differently now. Looking back, I don’t think twenty three was saying goodbye to me at all.
I think she was warning me.
I was sitting at work one day when I saw a post about really cheap flights to Denver. I went to the Frontier website, typed in Charlotte, just to see what would come up. When I saw that I could fly to Denver and back for only $130, I started texting my friends to see if anyone could go. If you know about my trip, you already know that no one could. It was last minute, I’ll admit, I didn’t expect anyone to be able to. But I was finding it hard to talk myself out of buying this ticket. When else would I be able to fly to Denver for $130? Maybe never! So after an hour or so of debating, I booked a flight for my first solo travel adventure!
Cinque Terre isn’t a hidden gem in Italy anymore. In fact if someone finds out you’re going to Italy, most likely they’ll tell you you HAVE to visit Cinque Terre. It may not be a hidden gem, but it’s still a gem. In fact, it might be the most beautiful place I’ve ever been. The Amalfi Coast in Italy is also beautiful but I think I might just prefer Cinque Terre.
You know those moments where you swear to yourself that you’re never going to do that thing? You know, that thing you would never do. Yeah, I know those moments, too. And more often than not, I end up doing them. Here are 4 things I said I’d never do and when I ended up doing them.
Remember the other week when I made this Comprehensive Guide to Personal Finance for Millennials? If you haven’t read that yet, start there and come back. We went over budgets, having an emergency fund, saving for retirement and paying down debt. There is something we didn’t talk about though. This week, I’m back with part two and we’re talking all about credit for millennials.
I’ve tried to write this post a thousand times. I write something and then I backspace. I write something else and I backspace again. It’s not that I don’t know what I want to say. It’s that I don’t know how to say it in a way that will make you understand. When something so big happens, it’s hard to write about it. It’s hard to share it with you. A lot of you reading this will be friends. Friends of friends. But some of you are strangers. And sometimes I feel like even my friends are strangers after this. You haven’t changed but I have so drastically that I feel like a different person than I was just a few months ago. I look in the mirror and I wonder how I can look the same but feel so different. I still haven’t figured that part out.
Did you guys know that I have moved every year at least once for the last six years? Ever since heading off to college, I’ve moved a ton. Most of my college moves were little. I packed everything in trash bags since I didn’t own furniture and would pack it into my car at the time (I miss my orange VW Bug). But, this time was different. I actually own furniture. I had my own apartment for the last year which forced me to buy real, adult furniture. So this move was a little different. I even rented a Budget truck to move everything. Finally, after six weeks, I feel like I have my room together and I thought I would do a quick Jacqui Travels room tour.
One of the biggest complaints I hear from my friends (and maybe I’ve had this thought before) is that we didn’t learn anything about personal finance in school. I can still recite the quadratic formula but when I graduated college I wasn’t quite sure what a 401k was. Shout out to my 8th grade math teacher, though, that quadratic formula really stuck with me. We get a lot of ridicule about this and though some of it is warranted, the world of personal finance is confusing. Should I be paying down debt? Do I need a savings? What about my student loans? Is your head spinning? Cause mine was! Luckily for you guys, I dug straight into personal finance when I graduated and I’m here with a comprehensive personal finance guide for millenials. Trust me, you need this.
I made a goal at the beginning of the year to make it to Seattle this year. I have always wanted to go and this year I felt drawn to it. Well, I used five of my vacation days in May to go to Hawaii with my BFF and then a considerable amount more during the rest of the summer to attend to some family matters. I really had accepted that it wasn’t going to happen this year. I just kept repeating “it’s not a 2016 goal”. But, when I realized I had TWO vacations days left and a BFF who wanted to visit Seattle just as much as I did, we booked a planet ticket. We left on a Thursday after work, had 3 full days and flew back on a Monday. What a perfect 72 hours in Seattle.